Financial Education Resources

Learn how to transform your everyday financial decisions into wealth-building opportunities.

FBC Presentation Video

Watch the Family Business Circle presentation that explains the core concepts behind our calculator and wealth-building strategies.

Watch Video

Financial Topics

Credit & Debt Management

Learn strategies to eliminate high-interest debt and leverage policy loans for better financial outcomes.

Learn More

Auto Purchase Strategies

Discover how to minimize the wealth-draining impact of vehicle purchases and financing.

Learn More

Home Financing Options

Explore alternative approaches to home financing that can build wealth while providing shelter.

Learn More

Insurance Strategies

Understand how properly structured insurance can be a powerful wealth-building tool.

Learn More

Core Concepts

The Velocity of Money

The velocity of money refers to how quickly money changes hands in an economy. In personal finance, it's about how efficiently your money works for you.

Traditional financial approaches often trap money in single-purpose assets or high-interest debt. By using strategies like policy loans, you can put the same dollars to work in multiple places simultaneously.

Becoming Your Own Banker

The concept of "becoming your own banker" involves creating a personal banking system using dividend-paying whole life insurance policies.

Instead of borrowing from traditional banks at their terms and rates, you can borrow against your policy's cash value at favorable rates, while your policy continues to grow as if you hadn't borrowed at all.